insurance, roofing
Protect Yourself From Storm Chaser’s Contracts Storm chasers show up to cities where hail hits the town and they pressure homeowners to sign contracts. They use all sorts of tactics to get that signature. The good news is that if you fall for it, there is a...
insurance, roofing
Metal Roofs – 5 Things to Know So you want a metal roof on your residential home. Metal roofs are not the answer that you believe they are on a residential dwelling (i.e. home). They are high maintenance, high cost and mean higher insurance. Here are 5 things...
depreciation, insurance
What is Depreciation? There are two important terms involved in depreciation. ACV = Actual Cash Value, & RCV = Replacement Cost Value Depreciation is the difference between the RCV and the ACV. Depending on your specific insurance policy, the depreciation is...
insurance, roofing
Wind Damage Wind Damage Wind damage – who to call? The insurance carrier, your agent, a roofer, a tree-removal company . . . Unquestionably, we suggest you call a contractor first and here is why . . . 1) Most wind claims are below the deductible, because the...
insurance, roofing
Did Your Adjuster Use a Drone? EVERY SINGLE ROOF . . . Every single roof that we’ve been asked to look at where a drone said there was no damage ended up being totaled and completely replaced by insurance. You turned in a claim. An adjuster came. But, instead...
Both shingles are impact resistant. They both typically warrant an insurance premium discount. So what is the difference between the two shingles?
Pick whom you like, but pick local. No Omaha or Lincoln roofer is coming back under warranty for a leak. No, your roofer doesn't need to meet the adjuster.
Class 4 impact resistant shingles provide homeowners who with maximum protection from Midwestern hail and wind storms and they receive an insurance discount.
If your roof is 10 year old, or older then you probably have ACV coverage on your roof. In 2025 most insurance companies changed their policies regarding roofs.