Class 3 Versus Class 4 Shingles
New Harbor Roofing & Construction Class 3 Versus Class 4 Shingles Class 4 shingles offer superior impact resistance against hail compared to Class 3 shingles. Class 4 shingles are tested to withstand the impact of a 2-inch steel ball dropped from a height...
Pick a Local Roofer
New Harbor Roofing & Construction Pick a Local Roofer There is enough work for everyone and there are many reputable roofing companies in North Platte, NE. There are a half-dozen excellent roofers in town with storefronts. Pick who you like – but, pick local. Pick...
Protect Yourself From Storm Chaser’s Contracts
New Harbor Roofing & Construction Protect Yourself From Storm Chaser’s Contracts Storm chasers show up to cities where hail hits the town and they pressure homeowners to sign contracts. They use all sorts of tactics to get that signature. The good news is that if...
26 gauge vs 24 gauge metal
New Harbor Roofing & Construction 26 gauge vs 24 gauge metal Both gauges are impact resistant. The Class 4 test measures puncture resistance, not denting. 24-gauge metal is about 27.8% thicker than 26-gauge. The lower the gauge, the thicker/stronger the metal....- Don’t Wait Till After Hail Season to Turn in a Claim
No, you should NOT wait. If it hails again and your deductible and policy changes then the claim pays you less because the most recent storm is the Date of Loss. - Buying a Home With an Old Roof
This is risky because beginning in 2025, insurance carriers started putting ACV Schedules on roofs that are 10 years-old and older. That means the depreciation is not recoverable. - What is Recoverable Depreciation
Recoverable depreciation is the portion of an insurance claim that covers the difference between an item’s current, depreciated value (Actual Cash Value) and the cost to replace it new (Replacement Cost) - What is HAAG?
HAAG Engineers are the industry experts at evaluating damage to residential, commercial and industrial roofing. They have been forensically evaluating roofing for over 60 years. - Will Insurance Cover a 10 year-old Roof
The answer is that yes it can be insured, with ACV coverage which stands for Actual Cash Value. Beginning in 2025, insurance companies stopped offering RCV (Replacement Cost Value) coverage on roofs 10 years old and older.