What is Depreciation?
What is Depreciation? There are two important terms involved in depreciation. ACV = Actual Cash Value, & RCV = Replacement Cost Value Depreciation is the difference between the RCV and the ACV. Depending on your specific insurance policy, the depreciation is...
Insurance Claims
Insurance Claims Insurance Claims If you have never had an insurance claim before, it can be confusing. Generally, you call your agent and they might say to get an estimate. Or, you might report a claim directly and they assign you an adjuster. Sometimes they send...- Class 3 Shingles are Impact Resistant
Class 3 shingles are Impact Resistant and are eligible for an insurance discount with most companies. They are less expensive than Class 4, but provide superior hail protection than typical shingles. - What are Impact Resistant Class 4 Shingles
Class 4 impact resistant shingles provide homeowners who with maximum protection from Midwestern hail and wind storms and they receive an insurance discount. - Is your roof 10 years old?
If your roof is 10 year old, or older then you probably have ACV coverage on your roof. In 2025 most insurance companies changed their policies regarding roofs. - What Is HAAG
In the roofing and insurance industries, the phrase "HAAG Certified" carries a lot of weight. HAAG Certification is one of the most distinguished. Insurance companies all over recognize the HAAG Certification, and they value this to represent that a true roofing expert completed the inspection on your roof. - Protect Yourself From Storm Chaser’s Contracts
In Nebraska, the "3-day cancellation law," also known as the Home Solicitation Sales Act, allows consumers to cancel certain contracts within three business days of signing, providing a "cooling-off" period.