depreciation, insurance, roofing
New Harbor Roofing & Construction Will Insurance Cover a 10 year-old Roof? The answer is that yes it can be insured, with ACV coverage which stands for Actual Cash Value. Beginning in 2025, insurance companies stopped offering RCV (Replacement Cost Value) coverage...
buying a home, insurance, roofing
New Harbor Roofing & Construction Class 3 Versus Class 4 Shingles Class 4 shingles offer superior impact resistance against hail compared to Class 3 shingles. Class 4 shingles are tested to withstand the impact of a 2-inch steel ball dropped from a height...