Will Insurance Cover a 10 year-old Roof

Will Insurance Cover a 10 year-old Roof

New Harbor Roofing & Construction Will Insurance Cover a 10 year-old Roof? The answer is that yes it can be insured, with ACV coverage which stands for Actual Cash Value. Beginning in 2025, insurance companies stopped offering RCV (Replacement Cost Value) coverage...
Class 3 Versus Class 4 Shingles

Class 3 Versus Class 4 Shingles

New Harbor Roofing & Construction Class 3 Versus Class 4 Shingles Class 4 shingles offer superior impact resistance against hail compared to Class 3 shingles. Class 4 shingles are tested to withstand the impact of a 2-inch steel ball dropped from a height...
Ordinance or Law Coverage

Ordinance or Law Coverage

New Harbor Roofing & Construction Ordinance or Law Coverage This pays for the additional costs of repairing or rebuilding a damaged home to meet current building codes, which standard policies usually do not cover. Have a 60 amp service? In a fire, you’d have to...