Our Blog

Granule Loss

Jul 21, 2022 | haag, insurance, roofing

Excessive patterns of granule loss can point to a defect shingle. In this scenario, recovery from the shingle manufacturer can be a route of recovery to replace a defective roof.

Roof Warranties

Jan 31, 2022 | roofing

Most shingle manufacturers have a 5-10 year warranty for defective material. We can help facilitate a warranty claim.

Window Condensation

Jan 31, 2022 | buying a home, windows

Window condensation can be cause for concern. But, it matters where the condensation is forming.

Ground Water Seepage is Excluded

Oct 10, 2021 | insurance

Most homes have basements and unfortunately many basements in North Platte get water intrusion. Insurance companies call it “ground water seepage” and it is excluded from coverage.

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Ordinance or Law Coverage

This pays for the additional costs of repairing or rebuilding a damaged home to meet current building codes, which standard policies usually do not cover.

Will insurance cover a 10 year-old roof

The answer is that yes it can be insured, with ACV coverage which stands for Actual Cash Value. Beginning in 2025, insurance companies stopped offering RCV (Replacement Cost Value) coverage on roofs 10 years old and older.

Class 3 versus Class 4 Shingles

Both shingles are impact resistant. They both typically warrant an insurance premium discount. So what is the difference between the two shingles?

Pick a Local Roofer

Pick whom you like, but pick local. No Omaha or Lincoln roofer is coming back under warranty for a leak. No, your roofer doesn’t need to meet the adjuster.

Class 3 Shingles are Impact Resistant

Class 3 shingles are Impact Resistant and are eligible for an insurance discount with most companies. They are less expensive than Class 4, but provide superior hail protection than typical shingles.

What are Impact Resistant Class 4 Shingles

Class 4 impact resistant shingles provide homeowners who with maximum protection from Midwestern hail and wind storms and they receive an insurance discount.