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New Harbor
26 gauge vs 24 gauge metal

26 gauge vs 24 gauge metal

Both gauges are impact resistant.  The Class 4 test measures puncture resistance, not denting. 24-gauge metal is about 27.8% thicker than 26-gauge.

Wind Damage

Wind Damage

Most wind claims are below the deductible and insurance won’t end up paying on the claim, but they will report a claim on your loss history

Hail Claim Deadline Explained

Hail Claim Deadline Explained

After a hail storm, almost every insurance carrier will require you to have a contractor inspect your roof for hail. Most insurance carriers require a hail claim be turned in within 1 year from the date of the storm.

Vented Ridge

Vented Ridge

If you have vented ridge, then gable vents should be removed or sealed.

Buying a Home

Buying a Home

There are a lot of moving parts to buying a home – the realtor, the mortgage lender, the inspectors, the insurance company and the moving company.  The inspections do cost money – BUT, one of them does not – the ROOF.

Is It Too Cold To Roof

Is It Too Cold To Roof

We have been roofing for 2 decades and we have perfected how to install a roof in colder seasons. Most people think it is heat, but really it is sunlight (UV rays) that seals a roof naturally. 

How to Pick a Roofer

How to Pick a Roofer

You home is typically your biggest investment.  It should to be protected and maintained. 

Insurance Claims

Insurance Claims

It never hurts to have another company on your side of the claim.  Because I spent nearly a decade on the insurance side of the fence, as a multi-line insurance adjuster, I can advocate for you to ensure that you are treated fairly and your rights are preserved.

Granule Loss

Granule Loss

Excessive patterns of granule loss can point to a defect shingle. In this scenario, recovery from the shingle manufacturer can be a route of recovery to replace a defective roof.

Will insurance cover a 10 year-old roof

The answer is that yes it can be insured, with ACV coverage which stands for Actual Cash Value. Beginning in 2025, insurance companies stopped offering RCV (Replacement Cost Value) coverage on roofs 10 years old and older.

Class 3 versus Class 4 Shingles

Both shingles are impact resistant. They both typically warrant an insurance premium discount. So what is the difference between the two shingles?

Pick a Local Roofer

Pick whom you like, but pick local. No Omaha or Lincoln roofer is coming back under warranty for a leak. No, your roofer doesn’t need to meet the adjuster.

Class 3 Shingles are Impact Resistant

Class 3 shingles are Impact Resistant and are eligible for an insurance discount with most companies. They are less expensive than Class 4, but provide superior hail protection than typical shingles.

What are Impact Resistant Class 4 Shingles

Class 4 impact resistant shingles provide homeowners who with maximum protection from Midwestern hail and wind storms and they receive an insurance discount.

Is your roof 10 years old?

If your roof is 10 year old, or older then you probably have ACV coverage on your roof. In 2025 most insurance companies changed their policies regarding roofs.