Our Blog
What is Depreciation?
If you have a Replacement Cost Value policy, your insurance carrier will then pay the claim in two parts – the actual cash value and then the recoverable depreciation.
26 gauge vs 24 gauge metal
Both gauges are impact resistant. The Class 4 test measures puncture resistance, not denting. 24-gauge metal is about 27.8% thicker than 26-gauge.
Wind Damage
Most wind claims are below the deductible and insurance won’t end up paying on the claim, but they will report a claim on your loss history
Did Your Adjuster Use A Drone
Every single roof that we’ve been asked to look at where a drone said there was no damage ended up being totaled by insurance.
Hail Claim Deadline Explained
After a hail storm, almost every insurance carrier will require you to have a contractor inspect your roof for hail. Most insurance carriers require a hail claim be turned in within 1 year from the date of the storm.
Vented Ridge
If you have vented ridge, then gable vents should be removed or sealed.
Buying a Home
There are a lot of moving parts to buying a home – the realtor, the mortgage lender, the inspectors, the insurance company and the moving company. The inspections do cost money – BUT, one of them does not – the ROOF.
Is It Too Cold To Roof
We have been roofing for 2 decades and we have perfected how to install a roof in colder seasons. Most people think it is heat, but really it is sunlight (UV rays) that seals a roof naturally.
How to Pick a Roofer
You home is typically your biggest investment. It should to be protected and maintained.
Insurance Claims
It never hurts to have another company on your side of the claim. Because I spent nearly a decade on the insurance side of the fence, as a multi-line insurance adjuster, I can advocate for you to ensure that you are treated fairly and your rights are preserved.