insurance Archives ⋆ Page 3 of 3 ⋆ New Harbor Roofing & Construction

Ground Water Seepage is Excluded

Ground Water Seepage is Excluded North Platte, Nebraska’s water table is often high. Most homes have basements and unfortunately many basements in North Platte, Nebraska get water intrusion. Insurance companies call the “peril”, or cause of loss, “ground water...

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Pick a Local Roofer
Pick whom you like, but pick local. No Omaha or Lincoln roofer is coming back under warranty for a leak. No, your roofer doesn't need to meet the adjuster.
Class 3 Shingles are Impact Resistant
Class 3 shingles are Impact Resistant and are eligible for an insurance discount with most companies. They are less expensive than Class 4, but provide superior hail protection than typical shingles.
What are Impact Resistant Class 4 Shingles
Class 4 impact resistant shingles provide homeowners who with maximum protection from Midwestern hail and wind storms and they receive an insurance discount.
Is your roof 10 years old?
If your roof is 10 year old, or older then you probably have ACV coverage on your roof. In 2025 most insurance companies changed their policies regarding roofs.
What Is HAAG
In the roofing and insurance industries, the phrase "HAAG Certified" carries a lot of weight. HAAG Certification is one of the most distinguished. Insurance companies all over recognize the HAAG Certification, and they value this to represent that a true roofing expert completed the inspection on your roof.